3495 Harwood Rd, Hornby Island, British Columbia, Canada. - Hero Image
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3495
Harwood Rd
Hornby Island | British Columbia

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Richelle Newson
Richelle Newson
Presented At
$1,627,615
Bedrooms
3
Bathrooms
5
Living
2,105
SQFT
Fireplace
High Ceiling
Washer Dryer
Bar
Laundry Room
Jacuzzi
Terrace
Garden
Balcony
Water View
Coastal
Waterfront
Mountain View
Privacy
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3495 Harwood Rd, Hornby Island, British Columbia, Canada. , Hornby Island , British Columbia

Walk-on waterfront on over half an acre w/recent upgrades!

Walk-on waterfront offering privacy, purpose, and pride of ownership. Set on over half an acre, this thoughtfully designed 2,105 sq ft home blends comfort with quality [hidden information] spacious living room, kitchen, and sun-filled dining area showcase unobstructed ocean and mountain views. 3 bedrooms, with 2 on the main each featuring private outdoor access and an ensuite, provide exceptional livability. The upper-level suite includes a jacuzzi, fireplace, sitting area, and an ocean-view balcony. An ample 2-tiered deck invites relaxed outdoor living. Infrastructure includes a deep well, 3 cisterns, maintained septic system, 3 propane tanks, and storage buildings. Recent upgrades include the driveway, fencing, balcony beams, new hot water tanks, and lifetime-warranty sliding doors. Enjoy landscaped gardens, mature fruit trees, and a detached studio. Wake to ocean sunrises, watch moonlight dance across the water & welcome wildlife to your doorstep at this coastal Hornby Island retreat.

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3D Street View Tour

Map showing 3495 Harwood Rd, Hornby Island, British Columbia, Canada.

Property Location

3495 Harwood Rd, Hornby Island, British Columbia, Canada., Hornby Island British Columbia

Local Weather & Climate

Hornby Island, British Columbia

Current Conditions Updated recently
43 °F
Overcast clouds
Feels Like 36°F
Humidity 61%
Wind 13 mph
Visibility 6.2 mi
Sunrise 2:36 PM
Sunset 2:20 AM
5-Day Forecast
Sat 14 Mar
Clouds
High 45°
Low 34°
Sun 15 Mar
Clouds
High 45°
Low 38°
Mon 16 Mar
Rain
High 44°
Low 38°
Tue 17 Mar
Rain
High 47°
Low 45°
Wed 18 Mar
Rain
High 48°
Low 46°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Hornby Island?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

C$
%
C$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Hornby Island. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $162,761,500 20% down ($32,552,300)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$13,986
$13,986/day
Your home may appreciate while you sleep
$98,171/week $425,409/mo $5,104,911/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$89.6M
vs
OWN 📈 +$127.0M
$127.0M Potential Equity
vs $89.6M lost to rent over 10 years
$32.6M Down Payment Growth
3.9x
10yr
$127.0M
8.1x
20yr
$263.0M
12.6x
30yr
$411.1M
Wealth Comparison
×979
Equivalent to 979 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $411.1M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $191.7M +18%
Market $221.7M +36%
Optimistic $255.8M +57%
$127.0M est. equity
20 Years
Conservative $225.7M +39%
Market $301.9M +85%
Optimistic $402.0M +147%
$263.0M est. equity
30 Years
Conservative $265.8M +63%
Market $411.1M +153%
Optimistic $631.7M +288%
$411.1M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at 3495 Harwood Rd, Hornby Island, British Columbia, Canada features 3 bedrooms with 2,105 square feet of living space.
This property offers 2,105 square feet of living space.
This property is listed at $162,761,500, which equals $77321 per square foot.
Based on current market indicators, Hornby Island shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Hornby Island, British Columbia. The property is situated in an established neighborhood with convenient access to local amenities and services.
Richelle Newson

Richelle Newson

Engel & Völkers Courtenay

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